SUBSTITUTE TRUSTEE'S SALE OF PROPERTY LOCATED AT 12109 RETFORD RD COEBURN, VA 24230

NOTICE OF SUBSTITUTE TRUSTEE'S SALE OF

 PROPERTY LOCATED AT

12109 RETFORD RD

 COEBURN, VA 24230

IN WISE COUNTY, VIRGINIA TAX ID NO. 008846

     IN EXECUTION of a Deed of Trust dated the 30th day of August, 2024, Margaret Annette Sluss, Grantor conveyed to Leonard D. Rogers, Trustee, the herein described property securing Noteholder principal amount of $39,021.67, which said Deed of Trust is recorded as Instrument Number 202403803 in the Clerk's Office of the Circuit Court for Wise County, Virginia, default having occurred thereunder, and the undersigned having been appointed Substitute Trustee by Instrument No. 202601253, and requested to do so by the Beneficiary, the undersigned Substitute Trustee will offer for sale the following described property at public auction at the Eastern Front Door of the Wise County Courthouse, at 206 E. Main Street, in the Town of Wise, Virginia, on the

8th day of December, 2026

 at 11:00 AM

all the following described property lying and being in the Lipps Magisterial District of Wise County, Virginia, and being more particularly bounded and described as follows, to-wit:

    BEING Lot #94 Sheffield Acres Subdivision, according to a plat dated March 14, 1975, and recorded in the Clerk's Office of the Circuit Court of Wise County, Virginia, in Deed Book 201, Page 409, to which reference is made for a more particular description of the land hereby conveyed.

     BEING that same property conveyed unto Grantor by Deed dated June 25, 2012, and recorded in the Wise County Circuit Court as Instrument Number 201202055.

     THERE IS ALSO GRANTED to the Grantees the use of any and all easements, rights of ways, roadways, water rights, pipeline rights, sewer systems, including field lines attached thereto, in existence and which lawfully may be used by Grantors, whether by express grant, prescriptive use or otherwise, and which are appurtenant to and part of the use and enjoyment of this particular tract of land.

     THIS DEED IS MADE SUBJECT to any and all existing reservations, easements, conditions, exceptions, restrictions and/or adverse conveyances as the same may lawfully affect the above described property, including a cemetery and access road thereto previously excepted.

   THERE IS ALSO CONVEYED BY THIS INSTRUMENT all buildings, improvements, fixtures, appliances and/or easements, now or hereafter attached to or used in connection with the property herein described.

   LIENHOLDER RESERVES THE RIGHT TO BID OR TO REJECT ANY BIDS. TO VIEW THIS PROPERTY, CONTACT RENEE RAY AT MINERS EXCHANGE BANK: 276-395-2230.

    TERMS OF SALE: Cash. A deposit of 10% of the sale price in cash or certified check may be required at the time and place of sale with the balance of the sale price to be paid at settlement, to be held within fifteen (15) days from the date of the sale. The property and any improvements thereon shall be sold in "AS IS" condition without any warranties. Buyer shall be responsible for all costs of conveyance, by Special Warranty Deed, including, but not limited to, preparation of the Deed and Grantor's tax. Sale is subject to such additional terms as Trustee may announce at the sale.

     This is an attempt to collect a debt and any information obtained will be used for that purpose.

    Given under my hand this 9th day of November, 2026.

GREGORY D. GILBERT

SUBSTITUTE TRUSTEE

FOR FURTHER 

INFORMATION, CONTACT:

GREGORY D. GILBERT

Attorney at Law

P. O. Box 336

201 E. Main Street 

Wise, VA 24293

(276) 328-5286

OR

Renee Ray, Collections Mgr Miners Exchange Bank

P. O. Box 1197

Coeburn, Virginia 24230

(276) 395—2230

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